This card will enable you to receive medical treatment at specified list of panel hospitals. Great Eastern Takaful menawarkan 5 pakej Medical Card berdasarkan nilai bilik iaitu i-M100, i-M150, i-M200, i-M300 dan i-M400. Great Eastern medical card is the Best medical insurance in Malaysia? This article intends to compare some of the main features of the standalone and investment-linked medical cards (i.e. e-Connect is our secure, self-service portal: you can use it to access protection coverage, perform key services, make premium payments online, customise your insurance plans, check your claim status, update personal particulars and change your password. Also, we respect your privacy and do not ask for your phone number when you are ready to apply online or even want to request for the quotations to compare them yourself. An extremely flexible medical card where you can configure it as a humble Honda City or a Ferrari/Bugatti if you have the budget. Furthermore, because it is an older product, annual limit is maxed out at RM 250k while lifetime limit is capped at RM 2.6 million although you can opt for room & board rate as high as RM 600. Also keeping up Allianz and HLA, it comes with more outpatient cancer treatments like targeted therapy, hormonal therapy and immunotherapy. No doubt that overseas medical card comes access to well-know global healthcare providers, with very high annual and/or lifetime limit (usually in US Dollar),  not only to account for the cost of insurance but also travel-related expenses costs. Which medical card feature that is the most important to you? For that matter, if you are hospitalized outside Malaysia for any emergency medical procedure, do not expect you will be reimbursed in full for your medical bill. It has upgraded to 150 days of normal Room & Board (R&B) and Intensive Care unit (ICU), totaling 300 days/year. AXA eMedic 5 minutes, fast & easy purchase process: After successful payment, policy holder will receive a Welcome Message and eMedic Digital Medical Card in your email. Good job. Now we’d like to hear what you have to say. Let me introduce you Great Eastern's latest medical card, Smart Medic. Smart Medic is the comprehensive medical rider (aka medical card) for investment-linked insurance plans from Great Eastern which protects you medically until you are 80 years old next birthday. Yes, the Great Eastern Smart Medic medical card will cover you wherever you are. I really want to subscribe your montly plan if your team able to give advise on takaful medical card. Of course, you still can get admitted to other hospitals, but you will then need to settle in full your medical bill upon discharge and then later file claim to reimburse the medical expenses from the insurance company, usually within 30 days. With this enhanced features, you will have access the following features: Clinic Locator – … It is Annual Limit or Hospitals Room and Board rate? Comparing Med Value point with annual limit, it is on par depending on your choice. Hi CF, I am 58 this year. Lifetime limit for outpatient kidney dialysis and cancer treatment has been upgraded to no lifetime limit. For objective comparison, we remove this co-insurance feature. Cashless admission for an extended list of 139. Only apply for this medical card that provides RM 500k – RM 1.4 million annual limit and RM 1.5 million – RM 4.2 million lifetime limit, if you have Type 2 Diabetes in which application to the normal medical card will usually get rejected. Besides protecting you during the tough times, it also gives you benefits when you are healthy such as giving you an annual limit increment for every 3 … Updates (as of 10/12/2012): Increased overall lifetime limit of Great Eastern Smart Medic. Great Eastern Takaful menawarkan 5 pakej Medical Card berdasarkan nilai bilik iaitu i-M100, i-M150, i-M200, i-M300 dan i-M400. Its weaknesses of standalone lifetime limit for outpatient cancer & kidney dialysis makes it unfavorable among the other options available now. Credible: where this medical insurance guide has been featured, The published article can be downloaded HERE, The most commonly asked question are: “What is the best insurance for medical?” or “Which insurance is best in Malaysia?” or “Which medical card is the best in Malaysia” or “What medical insurance is the best?“, In no particular order, they are – A Plus Health by AIA, Smart Medic Xtra by Great Eastern Life, Medisafe Infinite+ by Allianz Life, Pru Million Med by Prudential & Medi Shield III by Hong Leong Assurance, The best medical card you can afford should come with a high annual limit, guaranteed renewable until age 100, no co-insurance or co payment due to room upgrade, will not limit your medical treatment within Malaysia only, will not always remove hospital from its panel list and most importantly, will not dispute your medical claims without a good reason, It is a unilateral contract with an insurance company which promises to pay for your inpatient hospital bill as long as you are paying the regular premiums. Medical Card yang patuh syariah seperti PruBSN Takaful, AIA Public Takaful, Great Eastern Takaful, AmmetLife Takaful, Zurich Takaful dan banyak lagi. What About Allianz Diabetic Essential Medical Card? How to Apply for the Best Medical Card for yourself & Family, Fast, Engage 3 to 5 insurance agents from top insurers to request for quotations, or alternatively, engage a single independent financial adviser to get the same quotations in one place. My daughter is 15 years old. However, you can optionally add Great Extender to 10x the annual limit. Understand basic medical card terminologies and why you must get the best health insurance for yourself. Hospital can also process hospital admission without the eMedical card. How About HLA MedGlobal IV Plus Medical Card? Great Eastern General Insurance Limited 1 Pickering Street, #01-01 Great Eastern Centre, Singapore 048659. It also has has an optional co-insurance like feature, called Med Saver, which policyholder needs to pay RM 300 co-insurance for hospitalization, even though it is a cashless admission. 1 talking about this. It has a unique feature that covers non-medical related expenses on your hospital bill, up to 2x your room & board rate, per policy year. Great Eastern SmartMedic is a medical rider for investment-linked insurance plans by Great Eastern. Pros: No limit on the number of annual confinement days and high annual limit of RM 2.2 million, plus having outpatient stroke coverage which none other medical card in comparison has this benefit. Med Value Point is defined as – if the total claims that exceed the stipulated Med Value Point amount, the Prudential will still be liable to pay 80% of the total cost of the eligible benefit while policyholder bear the remaining 20%. Watch a series of lessons on buying the best medical cards for yourself. The answer to the first question lies in the video below, while for the second question, the answer is YES, provided you at least have long term residency visa like MM2H visa. The co-payment clause in its predecessor, Medisafe Infinite, has been removed. Finally, the no co-payment clause is always welcomed. Great Eastern Takaful Medical Plan i-Great MediMax (Occupation Class 1 & 2) i-Great MediMax gives you and your family longer protection, providing you with the confidence to cope with unforeseen circumstances. Ia memang sendirinya hanya Medical Card yang melindungi manfaat perubatan di hospital. This happens without needing you to prove your health condition at age 60. Suggest you go to this URL https://askcf.com/compare-quotes/ if this is important for you. This is the most practical, highly actionable guide to buying the best medical card in Malaysia online, instead of just other comparison guides (which often overwhelm you with too much info until you feel confused with over-analysis paralysis). We must purchase insurance according to the MM2H Visa. It has been succeeded by the newer PruMillion Med medical card (flagship product). Technical consultancy gives access to experienced engineers with the expertise to understand difficult and complex issues, and advise on the best path to success. Great Eastern Smart Medic Offered by one of the top insurance companies in Malaysia, the Great Eastern Smart Medic is your ideal choice which comes with investment-linked insurance plans as well. Prudential most affordable medical card does not use the the term annual limit or lifetime limit. By proceeding, I understand that each eligible individual may only be insured under 1 GREAT Junior Protector plan. The question you need to ask yourself is this: Am I getting this medical card today for short-mid term or for long term? It has been succeeded by the newer AIA A-Plus Health medical card (flagship product). Pros: Has the capability to customize the hospital room & board rate and Med Value Point (1, 1.5 or 2 million). Great Eastern Customer Service: 1-300-1-300-88 From oversea/General Line: (603) 42598888 Fax: (603) 42598000 Which means, only RM 30k and above medical expenses will be covered by this second card. It has 180 days of hospital confinement but combined normal hospitalization and ICU (intensive care unit), Starting Sept 2020, new medical card called Smart Medic Million comes with increased annual limit, adds outpatient imaging (MRI/PET) up to RM 5,000 per year and dengue/Zika virus coverage. But then the next question is – how would you know that beforehand? Bear in mind that this is a standalone, aka term medical card, whereby the annual premium is set to increase every 5 years age band. Hi Donald Williams, if I were in your position, I will make a decision based on the comprehensive info in this guide – however if I am still confused, then I will consider what this gentleman has done – here: https://howtofinancemoney.com/case-study-pierrep. …you’ll love this guide and the approach we use. Oleh itu dari kertas ini dibuat untuk menjawab soalan-soalan yang ada setakat ini. Rest assured that in the event that your policy submission is declined, you will be promptly notified and all premiums collected (if any) will be returned in full. thanks. Great Medic Xtra offers a high Overall Annual Limit and no Overall Lifetime Limit, giving you greater assurance when you require medical protection 1. Best deductible medical card in Malaysia – which one? https://howtofinancemoney.com/case-study-pierrep. Gender agnostic: No difference in premiums for male & female, No body-mass-index (BMI) underwriting because you don’t need to fill in your height and weight. Underwriting process does not require medical check up; instead you just need to fill in a simplified online questionnaire during application. Soalan ini sebenarnya sangat baik. Together with your filled in questionnaire, submit your personal details online via the insurer’s portal to kick-start application. Answer = No if you are not a globe-trotting executive or nomad. She was treated at UMSC in Petaling Jaya and has been given the all clear. Both medical cards have a lifetime limit of RM1 million, with the difference of Medical Card A comes with an Annual Limit, whereas Medical Card B does not. It is just a Takaful version of AIA A-Life Med Regular Medical card, so it is subject to the weaknesses stated above. We opined that this standalone (term) medical card pales in comparison to its medical rider counterpart due to inferior annual limit (RM 100k to 150k only) and room & board rate (RM 250 is the top option available). It does not represent absolutely the expensiveness or cheap-ness of a medical card from an insurer across all age ranges. Best deductible medical card in Malaysia – which one is it? But then again, you could have probably gotten yourself a pure international medical coverage instead of a quasi-international medical card from any Malaysian insurer because some of them only offers coverage a pre-defined set of critical medical conditions. Great Eastern Takaful - Family Medical Card, Sungai Petani. BEST MEDICAL CARDS IN MALAYSIA Don't let expensive hospital fees stop you from receiving the medical treatment you deserve. That are covered having a full medical card is the Best for you Prudential most affordable card! 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